It is the least expensive and simplest of all life insurance policies.
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30% of U.S. households have no life insurance. According to the organization’s “Facts About Life” report, “Among households with children under 18, 4 in 10 say they would have immediate financial trouble if a primary wage earner died today.”
Nearly 40 million U.S. households (45%) have no retirement assets, according to a recent report by the National Institute on Retirement Security, and half of those households are headed by someone aged between 45 and 65.