No Medical Exam Life Insurance
This simple, affordable life insurance is designed to cover expenses like medical bills and funeral costs (including plot and mortuary expenses) and can help protect your loved ones from future financial burdens. This provides permanent life insurance coverage with flexibility and long-term grown potential.
- Up to $250,000 death benefit.
- No medical exam or blood work is required.
A traditional medical exam for life insurance usually requires medical history such as blood pressure, weight and height. However, a no medical exam life insurance refers to policies that don’t require a physical exam to qualify for coverage. Many people prefer this kind of life insurance because it’s easier and less time consuming to receive coverage. Policy prices for life insurance policies without medical exams can vary widely.
No Medical Exam Life Insurance Benefits
Some are geared toward people in poor health who want to avoid any medical questions, while others focus on young, healthy people who want a quick application process.
A no medical exam life insurance policy can also be used to cover final expenses if you can’t obtain other life insurance and want to avoid burdening your family with funeral and burial costs after your death.